Home Buying FAQs

Finding Your Dream Home Starts Here

  • BUILD YOUR TEAM Real Estate Agents (That's Us), Lenders, Home Inspectors... Don't Worry! We've Got You Covered!

    LIST YOUR WANTS & DON'T WANTS: Location, Schools, Bedrooms, And Yard Size. Make A List Of All The Things You Are Looking For In Your New Home!

    START WORKING WITH A LENDER: There Are So Many Options For Home Loans! Begin Working With Lender To Get Pre-approved!
    No Lender? No problem! We have plenty of great lenders to recommend!

    GO HOUSE HUNTING: Explore neighborhoods, home types, and determine must-haves with your agent.

    MAKE AN OFFER: Work with your agent to draft an offer and negotiate terms with the seller.

    GET AN INSPECTION AND APPRAISAL: Rely on the pros as they determine the value and condition of the home.

    MAKE IT OOFICIAL: On closing day, sign the final documentation and get the keys to your new home!

    MOVE IN TO YOUR NEW HOME! Send in the movers! It's time to make your house a home!

  • BUYING:
    • Your monthly mortgage is locked in for the length of your home loan.
    • As home prices rise and as you pay down your loan, you build equity on your home.
    • As you build equity, your net worth rises!

    RENTING:
    Your monthly payment likely increases each time you sign or renew a lease.
    • You won't get any return on your investment as you pay your monthly rent.
    • As rent increases, saving for a home becomes more difficult.

  • WHAT IS A PRE-APPROVAL?
    According to Freddie-Mac, " A pre-approval is an indication from your lender that they are willing to lend you a certain amount to buy your future home." - Basically, a pre-approval will let you know exactly how much you may able to borrow for your purchase.

    HOW DOES A PRE -APPROVAL WORK?
    As part of the home-buying process, your lender will take a look at your finances to determine what they will be willing to loan you. From there, they will send you a pre-approval letter. With this letter, you have a better idea of the price range you need to be looking for homes in, as well as giving you an advantage in the current market!

  • • Don't Change Back Accounts
    • Don't apply for new credit cards or close any accounts.
    • Don't deposit cash into your back account without speaking to your lender or bank.
    • Don't co-sign any loans for someone else.
    • Don't make any large puchases like a car.

    The best plan is to speak with your lender before doing anything financial!